Budget Health Score

Understand how gambling spend affects your monthly stability, savings, debt pressure and financial wellbeing. Build a practical guardrail before gambling starts controlling the budget.

Start Budget Check Free 30-Day Trial
Private on your device Budget Health Score Gambling spend guardrail 30-day plan

See Your Real Position

Compare income, essentials, debt, savings and gambling spend in one clear monthly picture.

Measure Budget Pressure

Get a score out of 100 showing whether gambling spend is creating financial pressure.

Build a 30-Day Guardrail

Turn the monthly cap into daily boundaries, with payday lock days to reduce impulse risk.

Calculate Your Budget Health Score

Your Monthly Picture

Enter estimates in Botswana Pula. You can update them anytime.
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Use take-home pay, not gross salary.
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If blank, the tool estimates a 10% target where affordable.
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Your entries stay on this device. No account, no upload, no public record.

Your Budget Health Report

Not generated yet

Complete the form to generate your score, gambling spend guardrail, annual money impact and 30-day protection plan.

Budget Health Score
0/100
Waiting
Your personalised interpretation will appear here.
Money left
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After commitments
Guardrail
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Monthly max boundary
Pressure
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Above guardrail
Annual impact
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Money protected
Your plain-language budget insight will appear here.
Budget Allocation
30-Day Guardrail
Payday lock + daily cap
This tool is a behaviour awareness guide. It does not replace financial advice, counselling or emergency support.